Producer Cooperatives Fund
44 cooperatives capitalisedPatient working capital, governance support and shared-services infrastructure for smallholder producer cooperatives in coffee, dairy, honey, fish, leather and horticulture.
IV
Manifesto
- Aid is a season. Enterprise is a generation.
- We do not bank the unbanked. We build the banks they own.
- A cooperative is a school of citizenship.
- Markets are moral architecture. We build them carefully.
We fund the institutions through which local effort becomes lasting, locally-held wealth.
The Prosperity pillar capitalises producer cooperatives, women-led savings groups, micro-enterprise lenders, market-access infrastructure, and the financial-inclusion rails that let small enterprises trade, save and grow. Our default instrument is patient, recyclable capital. not perpetual subsidy. so that every shilling deployed seeds the next round of local enterprise.
Programme Ledger
What we are funding under Prosperity.
Each programme is a multi-year commitment. Capital, accompaniment and reporting are bundled together. not separated.
Women's Savings Circles
1,900 circles, 28,500 membersCapitalisation and digital ledger support for women-led village savings and loan associations, with a graduation pathway into formal credit when a circle is ready.
First-Loan Microfinance
Four partner lendersCatalytic first-loss capital deployed through vetted local microfinance partners, unlocking first-time business loans for entrepreneurs with no collateral and a credible plan.
Last-Mile Market Access
Seven aggregation hubsCold storage, aggregation, quality testing and digital pricing infrastructure that connects producer cooperatives directly to urban and export buyers.
Founders' Table
60 founders per cohortAn accompaniment programme for early-stage social entrepreneurs. twelve months of coaching, peer cohort and a small convertible capital instrument.
Signals of Flourishing
How we know the work is alive.
3.2×
Capital recycled
Average number of times Producer Cooperatives Fund capital has been redeployed since first deployment.
98%
Repayment
Repayment rate on First-Loan Microfinance facilities across all partner lenders, last reporting year.
+58%
Member income
Median income lift among Women's Savings Circle members compared to the year before joining a circle.
412
Founders accompanied
Alumni of the Founders' Table now running revenue-positive enterprises across the region.
“We are no longer selling to a middleman who set the price overnight. We set our own.”
“My first loan was forty thousand shillings. Today the bakery employs six women. All of them are saving.”
“They did not give us a market. They built the room in which we could meet the buyer.”
Three doors into this pillar.
Apply for an enterprise grant
Cooperatives, savings circles, micro-enterprise lenders and social-enterprise founders are funded through our Women Enterprise, Youth Innovation and Open cycles.
See open calls →Deploy patient capital with us
Co-invest with our community, enterprise and partnership funding instruments. patient, recyclable, and reported on quarterly.
Explore the instruments →Seed a single enterprise
Direct your gift to a named cooperative, savings circle or founder cohort. and follow its arc through our public ledger.
Open the ledger →