Profit is not the enemy of mission. Extraction is. We finance founders building dignified enterprises and we structure the paper so workers and communities share the upside. permanently.
Each instrument is structured to align capital with the long arc of the enterprise. not the short arc of a fund.
Repayment indexed to receipts, never to fixed deadlines. We move with your cash cycle, not against it. No personal guarantees. No covenants that would force a layoff.
Best fit: Early-stage enterprises with proven unit economics serving underserved markets.
Equity with an irrevocable mission lock filed at the company registry. A worker / community trust holds a minimum 30% stake from day one. Dividends are capped; surplus reinvests.
Best fit: Scale-stage enterprises ready to embed permanent mission and community ownership.
Bridge capital for enterprises moving from proof to scale. Structured to crowd in commercial capital without diluting mission or compromising worker equity.
Best fit: Enterprises with a credible institutional round in sight within 24 months.
Clean energy / Nigeria
Series A
$1.8m
Mission-Locked Equity + Patient WC
Solar irrigation for 4,200 smallholders. 35% of equity held in a farmer-worker trust. Yields up 41% in cohort plots.
Water / Kenya
Growth
$640k
Patient Working Capital
Community-run water kiosks across 18 informal settlements. Cost per litre below piped municipal rate. 92 jobs.
Apparel / DRC
Seed
$220k
Patient Working Capital
Worker-owned tailoring co-operative. 64 artisans, median wage 2.4x local median. First export contract signed Q3.
Agri-processing / Senegal
Bridge
$1.2m
Bridge to Institutional
Closed $7.5m institutional round 14 months post-bridge. Community trust seat retained on the board.
The same six covenants on every term sheet. Non-negotiable. Filed in public.
Irrevocable clause filed with the company registry. Removable only by trustee consent.
Minimum 30% equity stake from day one. Permanent board seat.
Distributions capped; surplus reinvested into mission or worker bonus pool.
Annual audited statements published to every capital partner and the worker trust.
No instrument we issue may trigger redundancies as a condition of repayment.
Every funded enterprise commits to a documented living wage within 24 months.
Indicative outcomes per instrument. Move the sliders to see how ticket size and tenor shape reach, jobs and projected return.
Move the sliders to model the estimated reach and financial profile of a commitment. Indicative figures based on five-year field averages.
4.0% to 8.0%
Revenue-share repayments recycle into the enterprise's working capital. modelled at 1.4x velocity.
People directly served across the life of the commitment.
Dignified jobs created or sustained at funded operations.
Of those served, modelled as women-led households or borrowers.
Total capital in circulation, after recycling, over the tenor.
$60k to $129k
Cumulative over 5 years on a $275k commitment, target range.
$1.3m
Principal returned and re-lent inside the pool over the tenor.
Indicative model. Actual outcomes vary by geography, cohort and macro conditions.
Build an enterprise that your grandchildren would be proud to inherit.