Capital owned by the people it serves.
Money that lives inside a community compounds dignity. We capitalise village-scale and parish-scale pools, recoverable and re-lendable, governed by elected stewards from inside the community.
- ◆Elected community board. minimum 50% women, minimum 30% under-35.
- ◆Written charter ratified in public assembly. Amendable only by two-thirds vote.
- ◆Quarterly open-ledger reading at the local meeting house.
Village Capital Pool
Catalytic seed for a community-owned revolving fund. Disbursements decided by an elected local council under a written charter.
- Tenor
- Perpetual
- Ticket
- $25k. $250k
- Returns
- 0%. recycled locally
Diaspora Match Pool
Every dollar a diaspora member commits is matched into the pool. Remittances become productive assets, not only living costs.
- Tenor
- 5 yr
- Ticket
- $10k. $1m
- Returns
- 0%. 2% concessional
Member Solidarity Fund
Emergency relief and bridge capital for member households, with peer guarantees and elder oversight.
- Tenor
- Rolling
- Ticket
- $5k. $50k
- Returns
- Cost recovery
“The pool did not give me charity. It gave me capital. and it remembered that I returned it.”
Mama Léonie's first $400 loan grew a tailoring co-operative that now employs 14 women. The capital is back inside the village pool.