Village-scale and parish-scale pools, recoverable and re-lendable, governed by elected stewards from inside the community. Money that lives where it works compounds dignity.
Each program is locally governed, charter-bound and structured so principal returns to the community it served.
32 active pools
DRC / Rwanda / Uganda / Senegal
Catalytic grant seeds a community-owned revolving fund. Elected council disburses under a written charter; principal recycles inside the village in perpetuity.
11 corridors
EU / UK / US / Gulf → 7 home countries
Every dollar a diaspora member commits is matched 1:1 into a productive pool back home. Remittances become enterprise capital, not consumption support.
Rolling
All active communities
Rapid-response capital for household shocks. illness, harvest failure, displacement. under peer guarantee and elder oversight. Cost-recovery only.
Every pool is owned by the people it serves. We are catalytic, never controlling.
No dollar moves before a written charter is ratified in public assembly.
Books are read aloud in the meeting house every quarter. Trust is built in public.
We design for repayment because returned capital is returned agency.
Capital under community governance across 32 pools.
Active member-borrowers, of whom 62% are women.
Repayment rate across the network. averaged over five years.
Average annual velocity of capital recycled within a pool.
Indicative outcomes per instrument. Move the sliders to see how ticket size and tenor shape reach, jobs and recycled capital.
Move the sliders to model the estimated reach and financial profile of a commitment. Indicative figures based on five-year field averages.
0.0% to 0.0%
Returns to capital are 0%. every dollar repaid is re-lent inside the community pool.
People directly served across the life of the commitment.
Dignified jobs created or sustained at funded operations.
Of those served, modelled as women-led households or borrowers.
Total capital in circulation, after recycling, over the tenor.
$0 to $0
Cumulative over 9 years on a $138k commitment, target range.
$2.7m
Principal returned and re-lent inside the pool over the tenor.
Indicative model. Actual outcomes vary by geography, cohort and macro conditions.
“We were not asked what we lacked. We were asked what we already carried. The pool only multiplied what was already here. the discipline, the savings circle, the women who already counted every franc.”
The Kimbanseke pool began with a single $25,000 catalytic grant in 2020. Five years on, $74,000 of working capital is in continuous circulation among 312 households. The council has rewritten the charter twice. both times in open assembly, both times to tighten, not loosen, the covenants.
Capitalise a pool. Be remembered on the charter.